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Insurance value

For building insurance, the construction value of the property is used as an indicative basis, with a minimum value of €1,200 per sq.m.. The final value is shaped according to the characteristics of the property.

For household contents, the insured value can be adjusted according to the client’s wishes and needs, providing more tailored protection for the contents of the home.

4 available packages

Insurance can be arranged through 4 packages, depending on the coverage desired by the client: Basic, Extra, Advance and Max.

Earthquake coverage can be added to all packages, allowing the client to shape a program that better matches the home and their priorities.

Full Home Packages

The packages are structured progressively, so that clients can start with basic protection and move toward more complete coverage if they wish.

Full Home Basic

Basic home protection

Designed for those who want protection against basic risks at a lower cost. It is suitable for homeowners as well as tenants who want basic coverage for their contents.

Fire coverage inside or outside the insured residence, including forest fire.
Coverage for smoke damage and firefighting efforts.
Coverage for alternative energy sources, such as solar water heaters, rooftop photovoltaics, heat pumps and individual natural gas installations.
Coverage for damage to shared or jointly owned areas and automatic adjustment of insured amounts.

Full Home Extra

Additional protection against water damage

Designed for those who want, beyond basic coverage, to protect their home from frequent practical damages such as pipe breakage or leakage.

Coverage for leakage, breakage or overflow of pipes, tanks and domestic installations.
Coverage for water supply, heating, air-conditioning or drainage installations.
Costs for locating water damage and damage to the pipes themselves, according to the program terms.

Full Home Advance

Protection against severe weather conditions

Designed for owners or tenants who want increased security against unpredictable weather events.

Coverage for storm, heavy rain, flood, windstorm, tornado, snow, snow weight, hail and frost.
Possibility of coverage even for basements or semi-basements, as well as objects permanently attached to the exterior side of the building.
Smoke coverage when smoke suddenly and abnormally escapes from a fire source.

Full Home Max

The most complete protection option

Designed mainly for permanent residences and for those who want a higher level of protection against everyday and unexpected risks.

Coverage for electrical and mechanical damage to insured items.
Theft following burglary or robbery.
Personal and family liability for material damage or bodily injury to third parties.
Replacement of undamaged materials, such as tiles, cabinets and wooden floors.
Coverage for food spoilage in refrigerators, according to the program terms.

All Full Home packages provide access to emergency technical assistance services. Final coverage, deductibles, limits and conditions are defined by the terms of the respective insurance policy.

Would you like a proposal for your home?

Send us the basic details of the property and we will guide you toward the package that best suits your case.

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Home protection with flexible coverage packages.